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The Secured Sable ONE Credit Card has no annual fees and no foreign transaction fees. The Mobile Remote Deposit Capture services ("Online Service") are designed to allow you to make deposits to your checking, savings, or money . They still cannot even answer for me when my replacement card was mailed. I called again today and was told that it would take 10-13 business days before I can get my money back. They claim that you can transfer funds from your bank account, but there's no option to do that in the app. Business mobile deposit is a service for businesses who want the convenience of depositing a check into their business account from anywhere using a mobile device. All content Copyright 2023, SmartBank. $50,000 per day or $250,000 in a 30-day period. I'm also reporting them to the BBB, My application was rejected with no reason. Sable offers customer support by phone and email, although support hours arent listed on the website. As a tool to build your credit score, as for someone who moved from overseas it is quite useless. Opinions expressed here are the author's alone, not those of any bank or financial institution. No credit check is necessary and you can build your credit score. No time to stand in line at the bank? Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons I signed up for sable as i was looking for a new mobile bank to work with. I thought it was to help credit but obviously its more for non Americans then actually Americans which is crazy to me because you dont even need a social to get it but denied me bc of my credit without a credit check? If I could rate this negative 5 stars I would. Avoid this company like the plague. This company has the WORST customer service I've ever seen. Its important to be aware that your mobile deposit limit can change anytime. On Feb 14, after a problem with my address, my account was blocked, they did not give any information about this ,terrible support, I called them and wrote to them, but they ignore me! I wish I could rate them ZERO. August my account was reported at the limit but in September before the 27th my balance was $0 and still is, but today is Oct. 16 and they still haven't reported it, WHY? I had almost $300.00 available credit due to me. They approve non Americans but wont approve an American? My relationship manager at Leap helped me create this & paid my university rent with the same as well. Dont trust them. If Sable determines that you're eligible, the company will notify you and you'll have to opt in, after which you'll receive your security deposit back as a credit balance. In 2019, the Federal Deposit Insurance Corp. reported that 34% of banked households (households with a checking or savings account) used mobile banking as the primary way of accessing their bank . The cards dont have an annual fee and you can earn 1%-2% cashback on qualifying purchases. Albert Cash. Here are some things you can try to lower your credit card interest rate and pay off your debt faster. Don't make this card!!! Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here. . Stay Safe and Secure. Other Sable services: In addition to the Sable Secured Credit Card, you can also apply for other products, such as the Sable bank account and debit card. But what happens when you deposit over $10,000? But I keep having problems. Why would I waste the police's time for a report? Incoming wire transfer. I.e. Your username will be your email address. What started as a nice idea is rapidly unfolding as a nightmare. Sable is a digital banking platform and a full-suite banking solution for internationals in the U.S., providing access to U.S. bank accounts, debit and credit cards. I filed a dispute months ago and still havent even gotten an automated email. If you like using mobile deposit or are interested in learning more about how it works, youve come to the right place. And it is SLOOOWWWW. They accepted the initial transfer and then blocked the account. If youre having similar issues, please reach out to the CFPB so Sable is shut down. STAY AWAY!!! I'm unable to access my own funds! Although, today I still don't have my money. Learn which tasks are best left to computers and how best to get it all set up. It has been 9 days, I have had 14 online chat conversations, a total of 37 emails back and forth. (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off Sable partners with Mastercard for its debit card, which means you can use the card to make purchases everywhere Mastercard is accepted. It doesn't work at all. Once your account is approved, youll be issued a virtual card that you can start using right away with Google Pay and Apple Pay and for online purchases. Tap. Transfer money cheaper. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. Mobile Check Deposit is a complimentary service. Absolutely do NOT trust your time, energy, savings, or money with this fraudulent company! Get Started Leave your wallet at home We support mobile payment platforms so you can link your card with mobile pay to start using your card immediately - without carrying your wallet. RUN AWAY and CHECK YOUR CREDIT REPORTS! For the love of god please go with another company. But it's getting worse. Mobile Check Deposit | Wellby Our Park Place Branch will be temporarily closed. I was told that the rewards would be on my next statement, that didnt happen either. It's.okay. Is the worst card in the market. They provide a great service. And with that being said someone went into my account stolen money from it and I even send them prove because I had an alert of a purchase that was also made and which I couldn't cancel the order but I managed to get info of the person name/phone number and I've sent it to sable and they've refused to give me my money back which is $443.00, Screw sable they restricted my account and I didn't even receive the cards yet so I sent an email asking why they sent a response like the account is under investigation. With rates that high, you may be wondering how to go about negotiating a lower rate, or if it's even possible. Depositing your checks via mobile deposit can save time and help you get your money into your account faster. Please see our complete Online Banking Terms and Conditions. 4/5. Laurie Blank is a blogger, freelance writer, and mother of four. They bank on the non Americans not knowing the systems thats why they approve more of them then Americans! ", Really deserves 0 stars you cant even rent a car with the credit card. This is absolutely the WORST bank in history and I wish/hope there is a way I can sue them. My credit report said still active. Knoxville web design and hosting by Slamdot. Do not use this company to build credit, there are better options. It is supposed to have started to provide premium banking "to everyone" but this is a total lie. The world's fastest, most premium path to financial freedom. Im so thankful for the help I received from stable. I was on hold the other day for 3hrs 58 mins and hung up on than they emailed me to say sorry about the hold something came up they would reach back out. I'm NOT going back and forth with them I'm filing a complaint with CFPB.gov for an explanation from them as to why all of a sudden I'm having problems with my account and it's being blocked when every month since the account has been opened it's showing in good standing and 100% on my credit file until now. Their answer "we are not able to provide an estimated time". never shipped my cards and they close my account, never shipped my cards Sable is an online bank founded in 2019 to provide banking and credit services to international residents in the US. 3. Bank of America for accounts opened three months or longer. You can get approved for your Sable bank account and Sable ONE secured credit card within 5 minutes. [3] You can load checks to your Card Account at your convenience without the hassle of waiting in line. They steal everyone social and make you wait for a credit/ debit card which you will never get. Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. Miscellaneous Link an external account to Sable or manage existing linked accounts How to make transfers from Sable using Wise Fees for sending funds via Wise What's the exchange rate being used for Wise transfers? Stay Away From Sable!! For either of the options, you will need to have a Sable savings account. Depositing funds has never been easier, in fact its a snap! Add an email address in the Email Receipt To field and tap Continue. WHAT a waste of Time. A bank that rips you off isn't a bank, it's a scam. Chase Bank 3. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. No SSN required Start building credit before you even enter the country. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Bank Of America 2. Non-citizens will need to take a photo of their passport and visa or I-94 document. Update: The 688 is based on the Experian Vantage 3.0 score and I am aware that his is a vanity metric and does not reflect the whole picture of a FICO score. Their website claims that they accept applicants without checking your credit or even a SSN. The Sable Bank Account and Debit Mastercard offers 1% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. Key Things to Know About Paying the Sable Credit Card Deposit. I hate this so called bank! Get unlimited cash . 1. This month is the 1st I deposited money into my account and transferred to credit account and now my account is blocked again. Again: My account was restricted 4 weeks ago, Sable refuses to communicate, no chat, no emails, cannot EVER speak to a representative and my money is basically stolen. Sable fraudulently opened an account in my name. Run as fast as you can. Well, I waited a full hour for a human being to come into the chat conversation, but that never happened. Tradeline Supply Company Review: A Good Way to Build Credit? I opened the app and it said my account was restricted. Also the Referral program is a lie. Unfortunately, the convenience of online banking has created many opportunities for fraudulent transactions and deposit scams. There is a 2% foreign transaction fee on purchases made outside the U.S. Like with most secured credit cards, new Sable. I've sent them several emails and they only responded to me ONCE, and never addressed the problem! (Notice they say on the last day of the month and then notice the next statement) We don't have a fixed date when we report to the credit bureaus at this time but it will be the month after your billing cycle. It also offers $25 when you build your credit score to 700+ within the first 12 months. Also it was misleading when I signed up for the secure credit card I thought it was going to work somewhat like the time credit card where it works simultaneously with your checking account. I reported this company to the better business bureau. Chat is permanently closed. Joke !! The Sable Bank Account and Debit Mastercard and the Secured Sable ONE Credit Card are most suitable for US citizens with no credit history or international citizens living in the US. %PDF-1.3 Sable | Banking for building a life. Deposit accounts must be open at least 30 days to make a deposit. A limited number of banks will accept checks of up to $50,000 via mobile deposit: Many banks will accept a check of up to $25,000 via mobile deposit. Mobile deposit limit (s) Capital One 360. We also werent able to get through to a representative when we tried calling. Im perusing legal action. U.S. credit, debit and bank accounts. I have been able to go from no credit history and score to a 688 in no time. Although not a bank itself, Sable's accounts are offered by Coastal Community Bank, making it a reputable platform with solid backing (7.1/10), although still small in size. This is the WORST bank ! No hay telefono que te atienda. Annual Percentage Yield (APY) None. They buy all their reviews on google/youtube to make it look like it's a good card when in reality it's a piece of s*#t :). 1. launch. Sable lets you deposit up to $10,000, which would give you a $10,000 credit limit. Shes psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate. Although online banking is quite safe, it is not failproof. The verification process usually takes under 1 minute, although it can take up to 3 days if you upload an I-94 document instead of a visa. This site and CardRatings may receive a commission from card issuers. This is a scam. After you have logged in, you'll be able to manage your Sable Credit Card account online. Sable allows you to visit select retailers and add funds directly to your debit card. Those include: Jointly payable checks (there are some exceptions - call 1.888.725.2207 for details) Please flatten folded or crumpled checks before taking the photos. After depositing money my account got blocked and there is no proper response from customer support. We're just allowing this BS! STAY AWAY! Customer service is non existent. I especially love the cashback benefits, the rewards section is great. Would you like to continue? DO NOT!! DON'T APPLY HERE!!! Not a bad app though. By using a mobile device with a camerasuch as a smartphone or a tabletit's easy to take a picture of the check, which is then uploaded through the bank's mobile app. The worst card in the world! Customer service is slow, laborious and usually ends without any resolution. Don't trust this company. Verify that the check amount and written amount match. I've sent multiple messages now asking them to close the account. Ally Bank 7. I took screenshoots of everything, so it can not be denied when I email Customer Service tonight, as advised in the bank's mobile App. The same procedure is repeated for both sides of the check. This company is a fraud. Sable Online Banking Review. I have had this account for a while now and never any problems until I transferred $1000 into my account yesterday and they closed it due to inactivity. GO TO ANYBODY ELSE!!!!! Features. Then our Mobile Deposit feature is perfect for you! I think its insane. 1 talking about this. Is The Sable Bank Safe and Secure? I followed their instructions to the letter once and ended up paying a processing fee to transfer funds into and back out of my SAME bank account (not the Sable one) because CashApp doesn't let you transfer funds to your Sable debit card -- even though the Sable "help" article says it does. No being stuck without answers on how to get the documents you need. However, this is a risk that comes with any online activity. The following Sunday I logged into the app to retrieve the acct/rt numbers, to set up DD. This company DOESN'T report your good payment history on time at all. Register Now. Simply take the check into the local branch. However, it's important to note that you can't make mobile deposits with the app at the time of writing.